ATM Service

POFIL Debit Card

POFIL Debit card enables you to make electronic transactions (cash withdrawal and purchase of goods and services through various POS terminals) at any time. POFIL Debit card is associated with SmartChoice Technologies Pvt. Ltd(SCT). With POFIL Debit Card, individual can have easy access to their nominated account maintained with Pokhara Finance Limited from any ATM location that is spread over more than 1,000 ATM Locations.

Further you can make purchase of goods and services from more than 2,000 merchant locations through Point-of-Sale (POS) terminals. POFIL Debit card is accepted at all ATMs associated to SCT network and merchant locations that display/accept SCT Cards.

Transaction Limit

Maximum withdrawl limit per transaction NPR 16,000/-
Minimum withdrawal limit per transaction NPR 5,00/-
Maximum limit of withdrawal per day NPR 50,000/-
Maximum number of transaction per day 5


S.N. Particulars Fees/Charges
1 Issuance of new ATM card (1st time till the expiry of card) NPR 200/-
2 Issuance of new ATM card (issued in case of lost/damage/card expiry) NPR 200/-
3 PIN replacement NPR 100/-
4 Card block/stop charge in case of loss/misplace NPR 200/-
5 Card destruction fee (in case the customer fail to collect card within 3 months of receipt of card from SCT) NPR 300/-
6 POFIL debit card used in SCT connected ATM of other banks for transaction NPR 25/-
7 POFIL debit card used in SCT connected ATM of other banks for balance inquiry NPR 3/-
8 POS transaction Free

ATM Location

-Pokhara Finance Limited, Head Office
 Newroad, Pokhara-9, Kaski, Nepal         

-Pokhara Finance Limited, Nayapul Branch
 Nayapul, Salyan-9, Kaski, Nepal