Rate : Loans

Interest Rate % p.a.

Personal Loan Int. Payable Base Rate +2% to 6%
Home Loan Base Rate +Up to 5%
Mortgage Loan Base Rate +Up to 6%
Hire Purchase Loan New (Commercial)/ Auto Loan- Private Vehicle Base Rate +Up to 6%
Motorcycle Loan & Machinery Base Rate +Up to 6%
Hire Purchase (Used Vehicle) Base Rate +Up to 6%
Share Loan (Margin Lending) Base Rate +Up to 6%
Education Loan Base Rate +Up to 6%
Loan Against FDR +2% on Coupon Rate or Base Rate whichever is higher
Business/Industrial/Agricultural/Tourism Term Loan Base Rate +Up to 5%
Business/Industrial/Agricultural/Tourism WC/Overdraft Loan Base Rate +Up to 5%
Real Estate Loan Base Rate +Up to 6%
Professional Loan Base Rate +3% to 6%
Consortium Loan As per consortium agreement
DEPRIVED SECTOR LOANS:
Institutional Base Rate +Up to 5%
Others Base Rate +3% to 6%
Base Rate (2076 Shrawan End) 11.31%
Net Interest Spread (2076 Shrawam End) 4.81%

 

 

 

 

 

 

 

 

 

 

 

 

 

Note: Effective from 26th August 2019 (2076/05/09)